Best ways to send money to Poland

We've compared the cheapest, fastest and safest ways to send money to Poland from the United Kingdom. Take a look at our comparison table and our detailed review below.

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Comparing 19 providers for your transfer of £5000 GBP to PLN

Provider
Trustpilot
Speed
Total cost
Amount received when sending £5,000
Go to provider
10 mins ago
Varies
£ 25.05GBPshow more
zł24,142.50PLN
10 mins ago
1 min ago
2-3days
£ 30.18GBPshow more
zł24,117.87PLN
1 min ago
1 min ago
1-3days
£ 34.94GBPshow more
zł24,095.00PLN
1 min ago
21 hrs ago
Up to 2days
£ 37.90GBPshow more
zł24,080.91PLN
21 hrs ago
1 min ago
2-3days
£ 50.51GBPshow more
zł24,020.82PLN
1 min ago
1 min ago
0-2days
£ 65.12GBPshow more
zł23,951.50PLN
1 min ago
1 min ago
1-3days
£ 71.69GBPshow more
zł23,920.50PLN
1 min ago
13 hrs ago
Varies
£ 72.03GBPshow more
zł23,918.87PLN
13 hrs ago
11 hrs ago
Varies
£ 72.31GBPshow more
zł23,915.81PLN
11 hrs ago
2 hrs ago
1days
£ 89.02GBPshow more
zł23,839.00PLN
2 hrs ago
22 hrs ago
Varies
£ 102.09GBPshow more
zł23,777.97PLN
22 hrs ago
12 mins ago
Varies
£ 120.90GBPshow more
zł23,690.63PLN
12 mins ago
12 mins ago
Varies
£ 121.50GBPshow more
zł23,687.85PLN
12 mins ago
an hour ago
Varies
£ 128.59GBPshow more
zł23,653.32PLN
an hour ago
21 mins ago
Varies
£ 165.91GBPshow more
zł23,460.91PLN
21 mins ago
1 min ago
2days
£ 181.35GBPshow more
zł23,414.23PLN
1 min ago
21 hrs ago
Up to 6days
£ 190.68GBPshow more
zł23,370.50PLN
21 hrs ago
11 mins ago
Varies
£ 235.04GBPshow more
zł23,173.47PLN
11 mins ago
Showing 15 of 19 results

How we found the best ways to send money


Our database includes 27 secure providers. For your specific transfer of £5000 from GBP to PLN, we found 19 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more

Quick Verdict: The best ways to send money to Poland

CategoryWinnerKey Stats
💰Cheapest CostWiseTotal Fees:
£20.14
📈Best Exchange RateWiseRate:
4.8527
Fastest TransferWiseTime:
Instant-2 Days
Customer FavouriteTorFXTrustScore:
4.9/5

You can send money to Poland with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from the United Kingdom to Poland.

How to Send Money to Poland: Step-by-Step



The good news is that sending money to Poland is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to Poland in 5 simple steps:

  1. Choose a Money Transfer Service

    • Enter the amount of money you want to transfer into our comparison tool
    • Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
    • Consider user reviews and security features

  2. Register with your chosen provider

    • Register with your chosen provider (e.g Wise, Skrill, XE)
    • Verify your ID if required

  3. Enter Recipient Details

    • Add the recipient’s full name and bank details or email, depending on the method

  4. Select Amount and Currency

    • Choose how much to send and the currency (e.g. GBP to PLN)
    • Review exchange rates and fees upfront

  5. Pay for Your Transfer

    • Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
    • Get confirmation and a tracking link if available
    • Notify your recipient if needed

You can send money from the United Kingdom to Poland using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

The cheapest way to send money to Poland

Of the 19 providers we found for sending money to Poland, here is how the top 5 stack up based on cost.

ProviderTotal CostExchange Rate
Wise
(Cheapest Option)
£20.144.8527
GBP to PLN
Skrill
(Runner Up)
£25.054.8285
GBP to PLN
XE
(Alternative)
£30.184.8236
GBP to PLN
CurrencyFair
(Alternative)
£34.944.8210
GBP to PLN
Moneygram
(Alternative)
£37.94.8162
GBP to PLN

Why this matters

  • The Savings: Choosing Wise saves you 214.9 GBP compared to PayPal, which is the most expensive of the providers we reviewed.
  • The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
  • The Interbank Rate: The current true market rate is 4.85269.
Example: Most banks add a markup (often ~3%) to the market rate.

If the real rate is 4.85269, a bank might offer you a rate of roughly 4.99827, keeping the difference for themselves.

Finding alternative ways to transfer money to Poland shouldn't be hard. Review our full list of cheap ways to send money to Poland to help you with your search.

The fastest way to send money Poland

Of the 19 providers we found for sending money to Poland from the United Kingdom, here is how the top 5 stack up based on speed.

ProviderEstimated Time
Wise
(Fastest Option)
Instant-2 Days
Remitly
(Runner Up)
0-2 Days
Xoom
(Alternative)
0-1 Days
CurrencyFair
(Alternative)
1-3 Days
OFX
(Alternative)
1-3 Days

Speed comparison: banks vs digital providers

The fastest provider for transferring money to Poland is currently Wise, taking roughly Instant-2 Days.

Why is there such a big difference in speed?

  • Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
  • Transfer Specialists (usually faster): Companies like Wise often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.

If speed is your priority, avoiding traditional banks is usually the best strategy.

The best rated provider to transfer money to Poland

Of the 19 providers we found for transferring money to Poland, here is how the top 5 stack up based on user reviews from Trustpilot.

ProviderTrustScoreVolume
TorFX
(Best Rated)
4.9 / 5
(Excellent)
3509 reviews
Currencies Direct
(Runner Up)
4.8 / 5
(Excellent)
18306 reviews
Xoom
(Alternative)
4.7 / 5
(Excellent)
144631 reviews
Remitly
(Alternative)
4.6 / 5
(Excellent)
100245 reviews
HSBC
(Alternative)
4.5 / 5
(Excellent)
22458 reviews

How to read these reviews

When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.

The "Trust Factor":

A provider like TorFX with a score of 4.9 and 3509 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.

Exchange rate trend between GBP/PLN

As with many currencies, the GBP/PLN exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in the United Kingdom or Poland is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.

Right now, £1 buys zł4.85269

1 GBP = 4.85269 PLN

Loading chart data...

Conclusion

When it comes to choosing the best provider for sending money to Poland from the United Kingdom, it really depends on what your needs are.

The cheapest provider shown in our comparison table is Wise. If the transfer time is what you're interested in, then Wise is also the fastest way to transfer money to Poland. Wise can get your money to your recipient to Poland in Instant-2 Days.

If safety is what interests you the most when it comes to picking the best international money transfer provider to Poland, then all the providers we listed above are regulated by different financial institutions and should be safe to send money to Poland with.

FAQs: sending money to Poland

What details are needed to send money to Poland?
Can I send international money transfers from the United Kingdom to Poland for free?
When is the best time to transfer money from the United Kingdom to Poland?
What is the best way to send large amounts of money to Poland from the United Kingdom?
How to send large amounts of money to Poland?
How do I know if there is an international bank transfer fee in Poland?
How do I know if there any international money transfer limits in Poland?
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