How to Open a US Bank Account Online from the UK
If you are living in the UK and thinking of opening a US bank account either in advance of relocating to the US or simply to manage your money more effectively, you might be wondering what your options are.
While some US banks do offer accounts to non-resident customers you almost always have to have a US address, and visit a branch in person with all of your paperwork. If you want to open an account online, you may have better luck if you choose a digital only specialist service instead. Providers like Wise and Revolut can help.
Key points: Online US account opening
💡 Key points | |
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Documents | To open an account in the US you'll usually need to prove your identity and address - banks also may need your SSN or ITIN |
Requirements | Non-resident accounts from banks can have restrictive eligibility requirements and high minimum balances |
Fees | US bank accounts may have ongoing fees, and variable transaction fees depending on how you use your account |
Features | If you're a US resident, accounts can be feature packed, but if you're a non-resident you might find your options are more limited |
Alternatives | There's no single best US account for non-residents - compare a few to help you choose including alternative providers like Wise and Revolut |
What documents do I need to supply?
To open a US bank account online from the UK, you'll need to have all of your documents on hand to support your application. You will usually be asked to supply:
Contact details including proof of residential address. Note: If you do not have proof of this via a utility bill etc., then banks can accept a letter from your employer confirming the address you live at in the USA.
Official self-identification document e.g. driver's license or passport.
Social Security Number (SSN).
In some cases, banks will ask for your monthly income.
Make sure you have a scanner nearby or already have your documents in digital format.
While US banks usually require you to be a US resident, and to show a local proof of address, services like Wise or Revolut allow customers to open powerful multi-currency accounts using a UK proof of address. You'll be able to set up an account online or via the provider's app, to get quick access to an account that can be used to transact in dollars. Depending on the specific service you select, you may also get local bank account details in USD to get paid by others.
The easiest way to open a US bank account from the UK is to:
Make sure you are eligible for your chosen US bank online. Follow the link to start an online application for your choice of account.
Scan and upload all requested documents including your passport and visa.
Provide your US address to have your card and further information sent to you securely.
When approved, transfer the requested deposit amount into your new US account and complete activation.
This guide tells you everything you need to know about opening a US bank account online from the UK.
For US citizens:
If you are a US resident living in the UK, then it's possible to open a US bank account online if you still maintain a US address. All major US banks now offer digital applications and in most cases all you need to supply is a form of official identification, proof of address in the United States, your Social Security Number (SSN) and an initial deposit amount.
For non-US citizens:
Unfortunately, if you are a non-resident in the US and don't have any of the requested documents, then you'll find it trickier to open an account.
If this applies to you, you will first need to obtain a visa for the United States, an SSN and a residential address. You can then apply for any type of US bank account, but you'll normally need to visit a branch to do so.
If you find yourself in this position and unable to open a US bank account online from the UK alternative providers like Wise and Revolut can help - we'll look at this option later on in this guide.
How to open a US bank account as a foreigner
There's no reason you can't open a US bank account as a foreigner, but in most cases you'll need to be a US resident to open a bank checking or saving account. That's because banks need to see a proof of address document to verify your account - and most banks aren't willing to accept an address that's overseas for this. Generally to open a US bank account as a foreigner you'll need:
A US issued social security number (SSN) or ITIN (Individual Taxpayer Identification Number)
A government ID
A US address and proof of legal residency
If you don't have a US SSN, you may be able to apply for an ITIN instead, which can be used in place of an SSN. And, as a foreign applicant, you can expect your bank to want to double check your residence documents to ensure you're legally entitled to be in the US - so have your visa or permit available when you apply.
Once you have all the documents you need, opening a US bank account as a foreigner shouldn't prove to be too much of a challenge. In some cases you can apply online, but it's common to be asked to attend a branch in person, particularly if you've got non-standard documents. Check the process with your preferred bank so you know what's needed.
Read also: How to open a US bank account for LLC as a non resident
What do I need to know before opening a bank account in the US?
Before you open a US bank account you'll need to assemble all the required paperwork, and make sure you meet the bank's eligibility requirements. Many accounts also need you to make an opening deposit, so you'll need to be able to transfer over some USD, or pay in a cheque or cash at the point of opening your account. It's also helpful to know that while many US banks do offer online opening processes, these aren't always available to foreigners as they rely on you having US issued documents which can be verified digitally. You may be asked to attend a branch in person to open your account if you don't have the standard paperwork that's needed.
Can I open a bank account in the US with only my passport?
You're unlikely to be able to open a US bank account with just a passport. Opening an account with a US bank usually means you need to be a US resident - and you'll often be asked to provide a proof of address to back this up. With a foreign ID document, you'll also normally have to provide evidence of your legal right to reside in the US, such as a visa or Green Card.
With Wise and Revolut, you can open accounts using your UK details, and then create USD accounts that let you receive, hold a balance, send, and spend US dollars on a debit card.
Best US bank account for UK residents
Let's explore some account options for managing USD payments and spending, from the UK. We've included Wise and Revolut - which are not banks, but specialist providers - alongside banks you may want to consider for your specific needs. More on each of them coming up right after the comparison.
Service | Wise | Revolut | Bank of America | Wells Fargo |
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Eligibility | Available to customers in many different regions and countries | Legal residents of countries including the UK, the EEA, Australia and the US | Non-resident customers in the US who have a physical US address and full suite of documents | Non-resident customers in the US who have a physical US address and full suite of documents |
GBP and USD account options | Yes | Yes | No - USD only | No - USD only |
Open before you arrive in the US | Yes | Yes | No - apply in branch only | No - apply in branch only |
Open online | Yes | Yes | No | No |
Fall below fee | No fee | No fee | No fee | No fee |
Maintenance fee | No fee | Varies by account tier - Standard accounts have no monthly fee | 4.95 USD - 25 USD/month for checking accounts | 10 USD/month for basic checking account |
International money transfers | Low, transparent fees and the mid-market exchange rate | Costs vary by destination, value and account type | No fee for digital payments, but exchange rate markups apply | Variable fees based on the transfer details |
*Details correct at time of research - 9th June 2025
Wise Account
Wise serves 12 million+ active customers around the world with low cost international payments, as well as personal and business accounts. Wise is not a bank, but a specialist provider.
The Wise Account is free to open for personal customers, and available to people in the UK looking to access USD services to hold, exchange, send, spend and receive payments. The account can be managed online or in the Wise app, and allows customers to hold 40+ currencies and exchange between them using the mid-market exchange rate with no markup.
You can also send payments to 140+ countries, including the US, and spend using your Wise international debit card all over the world.
Wise account | |
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Account | Wise personal multi-currency accounts are free to open, with no minimum balance or monthly fees to pay |
Eligibility | Available to UK residents with USD account information provided. |
Is Wise safe? | Yes. Wise is safe to use, with 24/7 manual and automatic anti-fraud protocols and ways to freeze your card instantly if you need to |
Fees | No fee to open a personal account, no ongoing fee. Convert and transfer from 0.48%. |
Linked debit card | Available for spending in the UK, US and internationally |
Limits | Transfer limits are usually 1 million GBP or the equivalent, often no holding limit |
*Details correct at time of research - 9th June 2025
Wise is great for: | Wise may not be for you if: |
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✅ Get USD account information to receive payments, hold USD and spend easily ✅ Broad range of supported currencies to hold, receive and exchange ✅ Conversion and transfer fees from 0.48% ✅ Spend with a Wise card in 150+ countries including the US and UK | ❌ You prefer to transact in a physical branch ❌ You need credit services or loans |
To open a Wise account:
Download the Wise app or open the Wise desktop site
Click Sign up and create an account with your email, Facebook, Google or Apple ID
Follow the prompts to enter the details needed
Upload a snap of your ID and address documents
Once your account has been verified you're good to go
Revolut
Revolut offers a broad range of account services including multi-currency functionality for 25+ currencies, with several different account types for yourself or your business.
You can get a Revolut standard plan in the UK with no ongoing costs, or upgrade to an account with monthly fees which unlocks more features. In the UK, the top tier accounts cost 45 GBP/month. All accounts support USD for exchange, sending payments and spending, which makes this a strong choice for UK residents looking to manage their money in dollars.
Accounts all have some great features like a linked debit card and some weekday currency exchange which uses the Revolut exchange rate with no extra fees.
Revolut account | |
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Account | Choose from different account plans based on your transaction needs - often there are Standard plans with no monthly fees for personal customers |
Eligibility | Available to UK residents and people based in countries and regions including the EEA, Australia, Singapore, Switzerland, Japan, and the US |
Is Revolut safe? | Yes. Revolut has 24/7 chat to allow you to get help if you need it, and you can see your account activity and transactions in the app at any time |
Fees | Variable monthly account fees depending on plan, transaction, out of hours and fair usage fees may apply depending on your account usage |
Linked debit card | Available for spending in the UK, US and internationally |
Limits | Variable limits apply on transfers, based on the currency involved |
*Details correct at time of research - 9th June 2025
Revolut is great for: | Revolut may not be for you if: |
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✅ Good range of supported currencies including GBP and USD ✅ Different plans depending on the way you transact ✅ Accounts usually offer some no fee transactions and currency conversion monthly ✅ All accounts have a linked debit card | ❌ You want a full feature account with no monthly fee ❌ You need to convert currencies out of hours frequently |
To open an account with Revolut:
Download the Revolut app
Enter your phone number and set a PIN - you'll get a verification message from Revolut
Use the verification code to access the app and enter the details needed to create your account
Upload the required documents for verification
You can deposit funds and use your account once verified
Bank of America non-resident account
Bank of America has services for US non-permanent residents, but you do need a US physical address and ITIN or SSN to open your account. You will also need to assemble quite a few documents and visit a branch or financial center in person to open your account, making this a cumbersome option if you don't go to the US very regularly.
Once you have a Bank of America account you can also access other financial services like payments, credit cards, loans and mortgages. This can be appealing if you're moving to the US or know you'll need to get more complex financial services in future.
Bank of America account | |
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Account | Choose from different account plans based on your needs - the Safe Balance suite of accounts is recommended for non residents |
Eligibility | Available to US residents and non-residents who have a US address |
Is Bank of America safe? | Yes. Bank of America is a large and trusted bank which has industry level security measures |
Fees | Variable monthly account fees depending on plan and balance - from 4.95 USD to 25 USD, with ways to waive fees by holding a fixed amount |
Linked debit card | Available for spending in the UK, US and internationally |
Limits | In branch transfers don't have limits, but fees may apply |
*Details correct at time of research - 9th June 2025
Bank of America is great for: | Bank of America may not be for you if: |
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✅ Full service banking packages from a major banks ✅ Different accounts depending on your needs ✅ Send payments overseas with no upfront fee ✅ All accounts have a linked debit card | ❌ You want n account you cana open online ❌ You don't have a US address |
To open an account with Bank of America:
Gather the required documents, including proof of your US address, proof of your home address and 2 forms of ID
Visit a branch to open your account
Wells Fargo non-resident account
Wells Fargo may allow you to open an account as a non resident if you have a physical US address you can use for registration and verification. This process must be completed in person - unfortunately you can not open your account online from the UK. Once you have an account you can have the monthly fee waived in many cases when you hold enough balance.
The Everyday Checking account is a popular all round account for daily use, which is handy for non-residents who need access to basic services with ways to waive ongoing costs.
Wells Fargo account | |
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Account | Choose from different account plans based on your needs - the Everyday Checking account is a popular basic account for daily use |
Eligibility | Available to US residents and non-residents who have a US address |
Is Wells Fargo safe? | Yes. Wells Fargo has digital and manual tools and processes to prevent fraud and keep customers safe. |
Fees | Variable monthly account fees - the Everyday Checking account has a 10 USD monthly fee which can be waived if you hold enough balance |
Linked debit card | Available for spending in the UK, US and internationally |
Limits | In branch transfers don't have limits, but fees may apply |
*Details correct at time of research - 9th June 2025
Wells Fargo is great for: | Wells Fargo may not be for you if: |
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✅ Popular bank with a large branch and ATM network ✅ Different packages available ✅ Checking services if you need them ✅ All accounts have a linked debit card | ❌ You are not physically in the US ❌ You don't have a US address |
To open an account with Wells Fargo:
Gather the required documents, including proof of your US address and 2 forms of ID
Visit a branch to open your account
Starling Bank and Monzo
Both Monzo and Starling Bank are British app-based ‘neobanks' and are built around ease. They aim to let you manage your money conveniently, including multi-currency spending and money transfers.
With some accounts offering no fees when you spend abroad, these are serious contenders if you want a no-fuss way to spend and protect your money while you get set up in the US. All you need is 10 minutes, identification and a UK address to apply on your phone.
How to open an account with Starling bank or Monzo
To open an account with a neobank like Starling or Monzo, you'll need to visit the provider's website and register using your UK proof of ID and address. The whole process can be done digitally for convenience.
What are the fees for opening a US bank account online from the UK?
Unlike the UK, most US banks will charge a monthly fee and/or require you to maintain a minimum daily balance from each account holder. These fees can change based on various factors such as your zip code, deposit amount and what type of account you want to open.
Here's some examples of fees broken down when looking to submit an online application for a standard checking account with some of the largest banks in the US:
Bank Name | Monthly Fee | Waived if you |
---|---|---|
JP Morgan Chase Bank | $10-$12 | Deposit $500 or a $1500 minimum daily balance |
Wells Fargo | $10 | Deposit $500 or a $500 minimum daily balance |
Bank of America | $4.95 | $500 minimum daily balance |
Capital One | None | None |
Here's what you might expect to pay if you choose a specialist account instead of a bank account:
Provider | Monthly fees | Waived if you |
---|---|---|
Wise Account | No monthly fee | N/A |
Revolut Account | 0 GBP - 45 GBP in the UK | N/A |
ATM fees
Most banks will charge you a fee for withdrawing money from ATMs in the United States, although in most cases you'll get free withdrawals from your chosen bank's ATMs.
If you are looking to travel abroad with your debit card or credit card, then international ATM withdrawal fees are higher and can accumulate, so we recommend that you explore alternative options for accessing your cash before you travel. Here's a summary of the services in this guide:
Provider | 💡 International ATM fees |
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Wise | 2 withdrawals to 200 GBP/month with no Wise fee, then 0.5 GBP + 1.75% |
Revolut | 5 withdrawals to 200 GBP/month with no Revolut fee with a Standard pan, then 2% |
Bank of America | 5 USD to 10 USD depending on value + foreign transaction fee of 3% |
Wells Fargo | 5 USD + foreign transaction fee of 3% |
*Details correct at time of research - 9th June 2025
International transfer fees
If you are moving from the UK to the US, then it's likely you'll need to make an international payment between your banks once you've opened your US account. An international payment, otherwise known as a wire transfer, made with a bank may have no upfront fee but there are likely to be costs included in the exchange rate if this is the case. Here's a comparison of how the providers we've looked at here compare:
Provider | 💡 International transfer fees |
---|---|
Wise | From 0.48% |
Revolut | Variable fees based on transfer and the plan you hold |
Bank of America | No fee for digital payments, but exchange rate markups apply |
Wells Fargo | Variable fees based on the transfer details - exchange rate markups are likely to apply |
*Details correct at time of research - 9th June 2025
Overdraft or insufficient funds fees
Unlike the UK where an overdraft is a relatively cheap and acceptable feature to have linked to your account, US banks consider this as insufficient funds and will charge an average of $35 per transaction that they have to ‘pay' for an item when you don't have enough money.
Choosing the right bank for you
There are a number of factors that should contribute when choosing which American bank to go with and understanding the type of account you need is a good place to start. The United States uses a different banking system to that of the UK, so it's important you understand what each account is set up for before matching it to your needs.
A checking account
A Checking Account is your standard current account in the UK. This account will usually be linked to a debit card and can be managed online.
All banks will offer levels above their basic checking accounts for a higher monthly cost, for example Chase offers the Premier Plus and Sapphire options to its customers. They all do the same, but each will have additional features such as earning interest on your balance and free withdrawals from all ATMs.
A savings account
A savings account is similar and has the same features as a checking account but it is linked to an interest rate so you can see your money grow. It is not designed to be your everyday account and has withdrawal restrictions to help you save your money.
Again, all banks will offer levels above their basic savings accounts for a higher monthly cost. These can usually be paired with a Premier checking account and you can experience added benefits and features such as better interest rates on higher balances.
You can also apply for a credit card which will be linked to your checking account much like the UK. Your credit history - which is incredibly important in the United States - will determine how much you are eligible to borrow.
An international account with a bank
An international account is something you may want to consider if you are a frequent traveller or will be regularly receiving money from different currencies.
It's not a widely offered feature with US banks, but there are a few options with expat and international banking divisions of major global banks like HSBC and Lloyds.
HSBC (International Account)
HSBC offers an international account through its Expat division. You need to deposit 75,000 GBP or more to avoid monthly charges, and can choose from checking accounts in USD, GBP and EUR and savings account in many other currencies.
Lloyds Bank
Lloyds Bank offer an international banking option for all UK customers. You don't have to be an existing Lloyds customer and can apply online with the option to open a couple of different accounts with fees of 5 GBP or 20 GBP a month.
Before applying, it's a good idea to check their eligibility checker to ensure you meet their further criteria and work out what account is best for you. If you do, click here for more info.
Barclays
Barclays also offer an international account to its UK customers. All the help you need is online and as long as you meet Barclay's criteria then it is relatively simple to apply for. There are high minimum balance requirements for this account, so do review the terms and conditions carefully to see if it's the right option for you.
Can I open a US bank account online?
As a foreigner, you may struggle to open a US bank account online. However, the good news is that there are other alternatives, like Wise and Revolut which can help you open an account to hold USD. With providers like Wise and Revolut you can apply from the UK, using your local ID and proof of address, to open a digital multi-currency account and card, which you can then use to hold, send and spend in dollars conveniently.
Provider | 💡 Great for |
---|---|
Wise Account | Use your proof of address from the UK, to get your account set up to receive, hold, and spend USD easily. No ongoing fees to pay, with 40+ currencies for holding and exchange, and a Wise card for simple spending and withdrawals. |
Revolut Account | Apply online by uploading images of your paperwork, using your home country address and ID, and select from different account types depending on your needs. Accounts usually hold 25+ currencies and all come with a linked debit card for spending. |
How long does it take to open a bank account in the US?
The amount of time it takes to open a US bank account will depend on the provider you pick and the way you apply. Your account will need to be verified before use - which can often be done instantly, particularly if you're applying in a branch. However, for some banks, the verification process may take a day or two - or longer if you've got non-standard documents which need additional checks.
Provider | 💡 How long does it take to open an account? |
---|---|
Wise | Apply online or in app, verification can be instant or may take a day or two |
Revolut | Apply online or in app, verification is usually done in 1 day but may take up to 7 days |
Bank of America | Make an appointment to attend an appointment in person - verification may be done on the same day if you have all the required documents |
Wells Fargo | Make an appointment to attend an appointment in person - verification may be done on the same day if you have all the required documents |
What are the types of bank accounts in the US?
If you're opening a US bank account from the UK you may be offered a non-resident account, which is designed for individuals who don't live in the US at the time of applying. Non-resident accounts can come with limitations compared to regular bank accounts, and may also have higher fees - double check the options available to you before you choose.
If you're eligible for a US resident account, your options are likely to include a checking account (similar to a current account in the UK) or a savings account. It's useful to know that the account options, features and fees in the US can be quite different to those you'll find in the UK, so you'll need to read over all the details carefully. Some accounts may have monthly charges, for example, or come with limitations on the number of transactions you can make every month.
How much does it cost to open a bank account in the US?
You'll often find it's free to open a US bank account, but many banks do ask you to make a minimum opening deposit to get started. This may be as low as 25 USD - but for some premium accounts, the minimum opening deposit can be much higher.
Many US bank account types also have monthly fees, which can often be waived if you maintain a pre-agreed minimum deposit, or if you take other products from the bank, such as a credit card or insurance. If you'd rather an account which has no monthly fees without these eligibility requirements, you may want to take a look at alternative USD account providers like Wise and Revolut, which both offer account plans which come without maintenance fees.
Is it possible to open a fee-free account in the US?
Almost all US bank accounts have some fees to consider. However, there are accounts which don't have any fixed monthly costs, which can work out cheaper overall compared to options which have ongoing fees you pay no matter how much you transact.
If you're looking for a low fee account option to hold and spend USD, it's worth checking out providers which have accounts with no maintenance costs, and no minimum balance requirements, so you'll only need to pay for the services you use.
What are the additional costs?
You'll need to read through the full account fee schedule and terms and conditions to help you choose the right option for you. Look out for extra costs which can apply, such as:
Maintenance costs - these are monthly fees you'll pay even if you don't use the account, and may be waived if you maintain a high enough balance
Withdrawal fees - which can be high, particularly if you're using an out of network ATM or if you're overseas
Foreign transaction fees - a percentage charge usually added whenever you use your card to spend in a foreign currency, in person or online
Cheque fees - cheque usage is higher in the US compared to the UK, and you'll often find there's a fee to get and use a cheque book
Interest or overdraft charges - if your account has an overdraft facility there are usually costs to consider, including interest charges when you use it
Closing or inactivity fees - some accounts will have a closing fee if you shut the facility soon after opening it, or you may pay an inactivity fee if you don't transact often
International transfer fees - costs apply when you send money overseas, which can include transfer fees and an exchange rate markup
Tips for sending money between the UK and the US
If you're looking to open a US bank account because you need to make international payments between pounds and dollars, you'll want to find ways to cut the costs of international transfers. Here are some tips:
Look at the exchange rate being offered - compare it against the rate you see on Google to see if a markup has been added
Check the transfer fee which may be a flat rate or a percentage, depending on the provider
Ask about third party fees which can be deducted as the transfer is sent, meaning your recipient gets less in the end
Consider choosing a third party specialist provider which may offer a lower overall cost compared to your bank
More information - How to send money to a bank account in the US from the UK
How to transfer money to the US from the UK without a local bank account
Let's look at a few options if you want to send money from the UK to the US with a specialist service. Here we've modeled a payment of 10,000 GBP to be received in USD so you can get a feel for the costs and convenience of a few services:
Transfer fee | Amount received | Transfer speed | Transfer limits | |
---|---|---|---|---|
Wise | 36.95 GBP | 13,522.85 USD | Can be quick or even instant | Usually around 1 million GBP |
Remitly | 1.99 GBP | 13,404.87 USD | Variable speed depending on payment method | 25,000 GBP |
OFX | No fee | 13,472.04 USD | 1 - 2 days | No limit |
*Details correct at time of research - 9th June 2025
Can you keep using your UK bank account in the US?
Whether or not you can continue to use a UK account in the US will depend on your bank's policy. Some UK banks will force you to close an account, or open a new expat account, if you leave the UK. If you're still living in the UK full or part time this is less likely to be an issue.
That said, continuing to use your UK bank in the US may not be the best available option. Spending in dollars with your UK card will mean you have to pay foreign transaction fees, and if you have to convert between USD and GBP unnecessarily, it might also mean you lose out on the costs of currency exchange unnecessarily.
Having a multi-currency account from a specialist service like Wise or Revolut lets you hold, exchange, send and spend USD and GBP together, so you can manage your money both in the UK and in the US with ease. You'll often find the fees are low and the exchange rates are pretty good too. More on that later.
What is a bank account in the US needed for?
Having a USD account can be helpful in lots of different scenarios:
If you're planning to travel to the US, or if you're moving to the US to live or work
If you like to shop online, and pay in USD with US based retailers
If you want to convert funds to USD for investing or to diversify your savings
If you need to send USD payments to others - such as paying for travel or an overseas mortgage
If you need to receive USD payments, as a freelancer or when working for a US employer for example
Basically, a USD account can be handy for anyone who needs to send, spend, hold, receive or exchange dollars, making it cheaper and more convenient whenever you use USD.
Benefits of opening a bank account in the US
Not sure if you need a US bank account? Here are a few benefits you can expect:
Cut down the costs of converting pounds to dollars
Avoid foreign transaction fees when spending in USD
Receive USD payments and hold your funds in dollars
Send money to others in the US with lower overall costs
How much money do you need to open a US bank account?
Usually opening an account is free of charge, but there are often monthly fees for a US bank account which you can only avoid by holding a high minimum balance or depositing a high amount monthly.
It's worth investing the time to read the account fee schedule carefully before you get started, to make sure you don't run into any unexpected charges when you transact.
Conclusion: Open a bank account online in the US
There's no legal reason why you can't get a bank account in the US from the UK. However, non-resident accounts with banks tend to be tricky to open, expensive and inflexible, and mean you'll have to have a US address, and visit a branch in person to open your account.
For many customers, choosing a specialist online service like Wise or Revolut will offer a better overall deal, including a more straightforward verification process, lower fees and better exchange rates.
Open a US bank account online FAQs
How to apply for a bank account online in the US?
You can apply for a bank account online in the US if you have a proof of ID and a US SSN, alongside your local US proof of address. If you don't have these documents to hand, you may want to look at specialist alternatives like Wise and Revolut which offer digital accounts you can open from the UK, which can hold and exchange US dollars alongside pounds.
Can a UK citizen have a US bank account?
You can open a bank account in the US if you have a US address and SSN or ITIN. If you do not you might prefer Wise and Revolut which let you open an account from the UK to hold USd and spend easily at home and abroad.