Best ways to send money to Germany

We've compared the cheapest, fastest and safest ways to send money to Germany from the United Kingdom. Take a look at our comparison table and our detailed review below.

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Comparing 20 providers for your transfer of £9000 GBP to EUR

Provider
Trustpilot
Speed
Total cost
Amount received when sending £9,000
Go to provider
7 mins ago
Varies
£ 44.09GBPshow more
€10,265.28EUR
7 mins ago
1 min ago
2-3days
£ 48.75GBPshow more
€10,260.23EUR
1 min ago
1 min ago
1-3days
£ 49.20GBPshow more
€10,259.70EUR
1 min ago
1 min ago
2-3days
£ 53.30GBPshow more
€10,255.07EUR
1 min ago
1 min ago
1-3days
£ 66.44GBPshow more
€10,240.20EUR
1 min ago
4 hrs ago
1days
£ 87.12GBPshow more
€10,216.88EUR
4 hrs ago
1 min ago
2days
£ 108.28GBPshow more
€10,193.17EUR
1 min ago
14 hrs ago
Up to 3days
£ 153.99GBPshow more
€10,142.27EUR
14 hrs ago
1 min ago
0-2days
£ 165.53GBPshow more
€10,129.50EUR
1 min ago
26 mins ago
Varies
£ 179.84GBPshow more
€10,113.71EUR
26 mins ago
37 mins ago
Varies
£ 181.81GBPshow more
€10,107.46EUR
37 mins ago
2 days ago
Varies
£ 210.80GBPshow more
€10,079.71EUR
2 days ago
27 mins ago
Varies
£ 211.40GBPshow more
€10,079.06EUR
27 mins ago
27 mins ago
Varies
£ 212.44GBPshow more
€10,077.92EUR
27 mins ago
18 hrs ago
Varies
£ 217.99GBPshow more
€10,071.45EUR
18 hrs ago
2 days ago
3-4days
£ 254.03GBPshow more
€10,032.63EUR
2 days ago
2 days ago
4days
£ 261.20GBPshow more
€10,024.86EUR
2 days ago
3 days ago
Up to 4days
£ 338.75GBPshow more
€9,941.60EUR
3 days ago
22 mins ago
Varies
£ 393.97GBPshow more
€9,883.03EUR
22 mins ago
Showing 15 of 20 results

How we found the best ways to send money


Our database includes 27 secure providers. For your specific transfer of £9000 from GBP to EUR, we found 20 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more

Quick Verdict: The best ways to send money to Germany

CategoryWinnerKey Stats
💰Cheapest CostWiseTotal Fees:
£30.01
📈Best Exchange RateWiseRate:
1.1462
Fastest TransferWiseTime:
Instant-2 Days
Customer FavouriteCurrencies DirectTrustScore:
4.9/5

You can send money to Germany with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from the United Kingdom to Germany.

How to Send Money to Germany: Step-by-Step



The good news is that sending money to Germany is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to Germany in 5 simple steps:

  1. Choose a Money Transfer Service

    • Enter the amount of money you want to transfer into our comparison tool
    • Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
    • Consider user reviews and security features

  2. Register with your chosen provider

  3. Enter Recipient Details

    • Add the recipient’s full name and bank details or email, depending on the method

  4. Select Amount and Currency

    • Choose how much to send and the currency (e.g. GBP to EUR)
    • Review exchange rates and fees upfront

  5. Pay for Your Transfer

    • Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
    • Get confirmation and a tracking link if available
    • Notify your recipient if needed

You can send money from the United Kingdom to Germany using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

The cheapest way to send money to Germany

Of the 20 providers we found for sending money to Germany, here is how the top 5 stack up based on cost.

ProviderTotal CostExchange Rate
Wise
(Cheapest Option)
£30.011.1462
GBP to EUR
Starling Bank
(Runner Up)
£44.091.1459
GBP to EUR
TorFX
(Alternative)
£48.751.1400
GBP to EUR
CurrencyFair
(Alternative)
£49.21.1403
GBP to EUR
XE
(Alternative)
£53.31.1395
GBP to EUR

Why this matters

  • The Savings: Choosing Wise saves you 363.96 GBP compared to PayPal, which is the most expensive of the providers we reviewed.
  • The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
  • The Interbank Rate: The current true market rate is 1.1462.
Example: Most banks add a markup (often ~3%) to the market rate.

If the real rate is 1.1462, a bank might offer you a rate of roughly 1.18059, keeping the difference for themselves.

Finding alternative ways to transfer money to Germany shouldn't be hard. Review our full list of cheap ways to send money to Germany to help you with your search.

The fastest way to send money Germany

Of the 20 providers we found for sending money to Germany from the United Kingdom, here is how the top 5 stack up based on speed.

ProviderEstimated Time
Wise
(Fastest Option)
Instant-2 Days
Remitly
(Runner Up)
0-2 Days
Xoom
(Alternative)
0-1 Days
CurrencyFair
(Alternative)
1-3 Days
OFX
(Alternative)
1-3 Days

Speed comparison: banks vs digital providers

The fastest provider for transferring money to Germany is currently Wise, taking roughly Instant-2 Days.

Why is there such a big difference in speed?

  • Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
  • Transfer Specialists (usually faster): Companies like Wise often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.

If speed is your priority, avoiding traditional banks is usually the best strategy.

The best rated provider to transfer money to Germany

Of the 20 providers we found for transferring money to Germany, here is how the top 5 stack up based on user reviews from Trustpilot.

ProviderTrustScoreVolume
Currencies Direct
(Best Rated)
4.9 / 5
(Excellent)
18232 reviews
TorFX
(Runner Up)
4.9 / 5
(Excellent)
3501 reviews
Xoom
(Alternative)
4.7 / 5
(Excellent)
140301 reviews
Remitly
(Alternative)
4.6 / 5
(Excellent)
99072 reviews
HSBC
(Alternative)
4.5 / 5
(Excellent)
22128 reviews

How to read these reviews

When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.

The "Trust Factor":

A provider like Currencies Direct with a score of 4.9 and 18232 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.

Exchange rate trend between GBP/EUR

As with many currencies, the GBP/EUR exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in the United Kingdom or Germany is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.

Right now, £1 buys €1.1462

1 GBP = 1.14633 EUR

Loading chart data...

Conclusion

When it comes to choosing the best provider for sending money to Germany from the United Kingdom, it really depends on what your needs are.

The cheapest provider shown in our comparison table is Wise. If the transfer time is what you're interested in, then Wise is also the fastest way to transfer money to Germany. Wise can get your money to your recipient to Germany in Instant-2 Days.

If safety is what interests you the most when it comes to picking the best international money transfer provider to Germany, then all the providers we listed above are regulated by different financial institutions and should be safe to send money to Germany with.

FAQs: sending money to Germany

What details are needed to send money to Germany?
Can I send international money transfers from the United Kingdom to Germany for free?
When is the best time to transfer money from the United Kingdom to Germany?
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How to send large amounts of money to Germany?
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How do I know if there any international money transfer limits in Germany?
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