Best ways to send money to Pakistan

We've compared the cheapest, fastest and safest ways to send money to Pakistan from the United Kingdom. Take a look at our comparison table and our detailed review below.

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Comparing 9 providers for your transfer of £5000 GBP to PKR

Provider
Trustpilot
Speed
Total cost
Amount received when sending £5,000
Go to provider
1 min ago
0-2days
£ 0.00GBPshow more
₨1,886,350.00PKR
1 min ago
7 hrs ago
Up to 2days
£ 10.94GBPshow more
₨1,881,277.83PKR
7 hrs ago
1 min ago
2-3days
£ 29.99GBPshow more
₨1,874,152.21PKR
1 min ago
1 min ago
0-2days
£ 29.94GBPshow more
₨1,874,105.25PKR
1 min ago
59 mins ago
Varies
£ 74.15GBPshow more
₨1,857,844.98PKR
59 mins ago
1 min ago
1-3days
£ 74.67GBPshow more
₨1,857,651.00PKR
1 min ago
57 mins ago
1days
£ 111.55GBPshow more
₨1,844,248.03PKR
57 mins ago
10 mins ago
Varies
£ 158.14GBPshow more
₨1,827,423.45PKR
10 mins ago

How we found the best ways to send money


Our database includes 27 secure providers. For your specific transfer of £5000 from GBP to PKR, we found 9 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more

Quick Verdict: The best ways to send money to Pakistan

CategoryWinnerKey Stats
💰Cheapest CostWorldRemitTotal Fees:
£0
📈Best Exchange RateWorldRemitRate:
378.2795
Fastest TransferWiseTime:
Instant-2 Days
Customer FavouriteXoomTrustScore:
4.7/5

You can send money to Pakistan with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from the United Kingdom to Pakistan.

How to Send Money to Pakistan: Step-by-Step



The good news is that sending money to Pakistan is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to Pakistan in 5 simple steps:

  1. Choose a Money Transfer Service

    • Enter the amount of money you want to transfer into our comparison tool
    • Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
    • Consider user reviews and security features

  2. Register with your chosen provider

  3. Enter Recipient Details

    • Add the recipient’s full name and bank details or email, depending on the method

  4. Select Amount and Currency

    • Choose how much to send and the currency (e.g. GBP to PKR)
    • Review exchange rates and fees upfront

  5. Pay for Your Transfer

    • Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
    • Get confirmation and a tracking link if available
    • Notify your recipient if needed

You can send money from the United Kingdom to Pakistan using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

The cheapest way to send money to Pakistan

Of the 9 providers we found for sending money to Pakistan, here is how the top 5 stack up based on cost.

ProviderTotal CostExchange Rate
WorldRemit
(Cheapest Option)
£0378.2795
GBP to PKR
Remitly
(Runner Up)
£0377.2700
GBP to PKR
Moneygram
(Alternative)
£10.94376.4054
GBP to PKR
Wise
(Alternative)
£29.94377.0790
GBP to PKR
XE
(Alternative)
£29.99374.8304
GBP to PKR

Why this matters

  • The Savings: Choosing WorldRemit saves you 158.14 GBP compared to Nationwide, which is the most expensive of the providers we reviewed.
  • The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
  • The Interbank Rate: The current true market rate is 377.079.
Example: Most banks add a markup (often ~3%) to the market rate.

If the real rate is 377.079, a bank might offer you a rate of roughly 388.39137, keeping the difference for themselves.

Finding alternative ways to transfer money to Pakistan shouldn't be hard. Review our full list of cheap ways to send money to Pakistan to help you with your search.

The fastest way to send money Pakistan

Of the 9 providers we found for sending money to Pakistan from the United Kingdom, here is how the top 5 stack up based on speed.

ProviderEstimated Time
Wise
(Fastest Option)
Instant-2 Days
Remitly
(Runner Up)
0-2 Days
Xoom
(Alternative)
0-1 Days
OFX
(Alternative)
1-3 Days
XE
(Alternative)
2-3 Days

Speed comparison: banks vs digital providers

The fastest provider for transferring money to Pakistan is currently Wise, taking roughly Instant-2 Days.

Why is there such a big difference in speed?

  • Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
  • Transfer Specialists (usually faster): Companies like Wise often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.

If speed is your priority, avoiding traditional banks is usually the best strategy.

The best rated provider to transfer money to Pakistan

Of the 9 providers we found for transferring money to Pakistan, here is how the top 5 stack up based on user reviews from Trustpilot.

ProviderTrustScoreVolume
Xoom
(Best Rated)
4.7 / 5
(Excellent)
143752 reviews
Remitly
(Runner Up)
4.6 / 5
(Excellent)
100015 reviews
XE
(Alternative)
4.4 / 5
(Excellent)
82399 reviews
Wise
(Alternative)
4.3 / 5
(Excellent)
277091 reviews
OFX
(Alternative)
4.3 / 5
(Excellent)
11115 reviews

How to read these reviews

When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.

The "Trust Factor":

A provider like Xoom with a score of 4.7 and 143752 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.

Exchange rate trend between GBP/PKR

As with many currencies, the GBP/PKR exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in the United Kingdom or Pakistan is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.

Right now, £1 buys ₨377.079

1 GBP = 377.107 PKR

Loading chart data...

Conclusion

When it comes to choosing the best provider for sending money to Pakistan from the United Kingdom, it really depends on what your needs are.

The cheapest provider shown in our comparison table is WorldRemit. If the transfer time is what you're interested in, then Wise is the fastest way to transfer money to Pakistan. Wise can get your money to your recipient to Pakistan in Instant-2 Days.

If safety is what interests you the most when it comes to picking the best international money transfer provider to Pakistan, then all the providers we listed above are regulated by different financial institutions and should be safe to send money to Pakistan with.

FAQs: sending money to Pakistan

What details are needed to send money to Pakistan?
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When is the best time to transfer money from the United Kingdom to Pakistan?
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How do I know if there any international money transfer limits in Pakistan?
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