Best ways to send money to India

We've compared the cheapest, fastest and safest ways to send money to India from the United Kingdom. Take a look at our comparison table and our detailed review below.

I am sending
from
to

Comparing 18 providers for your transfer of £5000 GBP to INR

Provider
Trustpilot
Speed
Total cost
Amount received when sending £5,000
Go to provider
1 min ago
0-2days
£ 29.82GBPshow more
₹602,850.00INR
1 min ago
1 min ago
2-3days
£ 29.97GBPshow more
₹602,831.18INR
1 min ago
26 mins ago
Varies
£ 31.86GBPshow more
₹602,605.25INR
26 mins ago
2 days ago
Up to 0days
£ 33.74GBPshow more
₹602,379.74INR
2 days ago
1 min ago
1-3days
£ 36.81GBPshow more
₹602,012.00INR
1 min ago
2 days ago
Varies
£ 40.25GBPshow more
₹601,601.70INR
2 days ago
7 mins ago
Varies
£ 40.52GBPshow more
₹601,569.44INR
7 mins ago
37 mins ago
Varies
£ 44.17GBPshow more
₹601,133.85INR
37 mins ago
1 min ago
1-3days
£ 52.05GBPshow more
₹600,196.50INR
1 min ago
28 mins ago
1days
£ 60.72GBPshow more
₹599,168.98INR
28 mins ago
27 mins ago
Varies
£ 119.75GBPshow more
₹592,260.24INR
27 mins ago
27 mins ago
Varies
£ 120.13GBPshow more
₹592,216.17INR
27 mins ago
36 mins ago
Varies
£ 120.50GBPshow more
₹591,889.69INR
36 mins ago
17 hrs ago
Varies
£ 133.64GBPshow more
₹590,611.48INR
17 hrs ago
2 days ago
Up to 3days
£ 139.71GBPshow more
₹589,960.30INR
2 days ago
2 days ago
Up to 7days
£ 174.60GBPshow more
₹585,944.63INR
2 days ago
3 days ago
Up to 7days
£ 195.08GBPshow more
₹583,630.96INR
3 days ago
Showing 15 of 18 results

How we found the best ways to send money


Our database includes 27 secure providers. For your specific transfer of £5000 from GBP to INR, we found 18 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more

Quick Verdict: The best ways to send money to India

CategoryWinnerKey Stats
💰Cheapest CostWiseTotal Fees:
£25.34
📈Best Exchange RateWiseRate:
121.2890
Fastest TransferWiseTime:
Instant-2 Days
Customer FavouriteXoomTrustScore:
4.7/5

You can send money to India with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from the United Kingdom to India.

How to Send Money to India: Step-by-Step



The good news is that sending money to India is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to India in 5 simple steps:

  1. Choose a Money Transfer Service

    • Enter the amount of money you want to transfer into our comparison tool
    • Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
    • Consider user reviews and security features

  2. Register with your chosen provider

    • Register with your chosen provider (e.g Wise, Remitly, XE)
    • Verify your ID if required

  3. Enter Recipient Details

    • Add the recipient’s full name and bank details or email, depending on the method

  4. Select Amount and Currency

    • Choose how much to send and the currency (e.g. GBP to INR)
    • Review exchange rates and fees upfront

  5. Pay for Your Transfer

    • Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
    • Get confirmation and a tracking link if available
    • Notify your recipient if needed

You can send money from the United Kingdom to India using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

The cheapest way to send money to India

Of the 18 providers we found for sending money to India, here is how the top 5 stack up based on cost.

ProviderTotal CostExchange Rate
Wise
(Cheapest Option)
£25.34121.2890
GBP to INR
Remitly
(Runner Up)
£29.82120.5700
GBP to INR
XE
(Alternative)
£29.97120.5662
GBP to INR
Skrill
(Alternative)
£31.86120.5210
GBP to INR
WorldRemit
(Alternative)
£33.74120.4759
GBP to INR

Why this matters

  • The Savings: Choosing Wise saves you 169.74 GBP compared to Halifax, which is the most expensive of the providers we reviewed.
  • The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
  • The Interbank Rate: The current true market rate is 121.289.
Example: Most banks add a markup (often ~3%) to the market rate.

If the real rate is 121.289, a bank might offer you a rate of roughly 124.92767, keeping the difference for themselves.

Finding alternative ways to transfer money to India shouldn't be hard. Review our full list of cheap ways to send money to India to help you with your search.

The fastest way to send money India

Of the 18 providers we found for sending money to India from the United Kingdom, here is how the top 5 stack up based on speed.

ProviderEstimated Time
Wise
(Fastest Option)
Instant-2 Days
Remitly
(Runner Up)
0-2 Days
Xoom
(Alternative)
0-1 Days
CurrencyFair
(Alternative)
1-3 Days
OFX
(Alternative)
1-3 Days

Speed comparison: banks vs digital providers

The fastest provider for transferring money to India is currently Wise, taking roughly Instant-2 Days.

Why is there such a big difference in speed?

  • Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
  • Transfer Specialists (usually faster): Companies like Wise often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.

If speed is your priority, avoiding traditional banks is usually the best strategy.

The best rated provider to transfer money to India

Of the 18 providers we found for transferring money to India, here is how the top 5 stack up based on user reviews from Trustpilot.

ProviderTrustScoreVolume
Xoom
(Best Rated)
4.7 / 5
(Excellent)
142006 reviews
Remitly
(Runner Up)
4.6 / 5
(Excellent)
99572 reviews
HSBC
(Alternative)
4.5 / 5
(Excellent)
22198 reviews
XE
(Alternative)
4.4 / 5
(Excellent)
82311 reviews
CurrencyFair
(Alternative)
4.4 / 5
(Excellent)
10281 reviews

How to read these reviews

When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.

The "Trust Factor":

A provider like Xoom with a score of 4.7 and 142006 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.

Exchange rate trend between GBP/INR

As with many currencies, the GBP/INR exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in the United Kingdom or India is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.

Right now, £1 buys ₹121.289

1 GBP = 121.289 INR

Loading chart data...

Conclusion

When it comes to choosing the best provider for sending money to India from the United Kingdom, it really depends on what your needs are.

The cheapest provider shown in our comparison table is Wise. If the transfer time is what you're interested in, then Wise is also the fastest way to transfer money to India. Wise can get your money to your recipient to India in Instant-2 Days.

If safety is what interests you the most when it comes to picking the best international money transfer provider to India, then all the providers we listed above are regulated by different financial institutions and should be safe to send money to India with.

FAQs: sending money to India

What details are needed to send money to India?
Can I send international money transfers from the United Kingdom to India for free?
When is the best time to transfer money from the United Kingdom to India?
What is the best way to send large amounts of money to India from the United Kingdom?
How to send large amounts of money to India?
How do I know if there is an international bank transfer fee in India?
How do I know if there any international money transfer limits in India?
Send money from United Kingdom to AlgeriaSend money from United Kingdom to AngolaSend money from United Kingdom to BeninSend money from United Kingdom to BotswanaSend money from United Kingdom to BurundiSend money from United Kingdom to CameroonSend money from United Kingdom to Cape VerdeSend money from United Kingdom to ComorosSend money from United Kingdom to Côte d'IvoireSend money from United Kingdom to DjiboutiSend money from United Kingdom to EgyptSend money from United Kingdom to EritreaSend money from United Kingdom to EthiopiaSend money from United Kingdom to GambiaSend money from United Kingdom to GhanaSend money from United Kingdom to GuineaSend money from United Kingdom to Guinea-BissauSend money from United Kingdom to KenyaSend money from United Kingdom to LesothoSend money from United Kingdom to MadagascarSend money from United Kingdom to MalawiSend money from United Kingdom to MaliSend money from United Kingdom to MauritaniaSend money from United Kingdom to MauritiusSend money from United Kingdom to MoroccoSend money from United Kingdom to MozambiqueSend money from United Kingdom to NigeriaSend money from United Kingdom to RwandaSend money from United Kingdom to SenegalSend money from United Kingdom to SeychellesSend money from United Kingdom to South AfricaSend money from United Kingdom to TanzaniaSend money from United Kingdom to TunisiaSend money from United Kingdom to UgandaSend money from Botswana to United KingdomSend money from Mauritius to United KingdomSend money from Madagascar to United KingdomSend money from South Africa to United KingdomSend money from Mali to United KingdomSend money from Zimbabwe to United KingdomSend money from Tanzania to United KingdomSend money from Guinea-Bissau to United KingdomSend money from Côte d'Ivoire to United KingdomSend money from Benin to United KingdomSend money from United Kingdom to ZambiaSend money from United Kingdom to Zimbabwe