Best ways to send money to Malta

We've compared the cheapest, fastest and safest ways to send money to Malta from the United Kingdom. Take a look at our comparison table and our detailed review below.

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Comparing 20 providers for your transfer of £9000 GBP to EUR

Provider
Trustpilot
Speed
Total cost
Amount received when sending £9,000
Go to provider
1 min ago
2-3days
£ 49.77GBPshow more
€10,262.55EUR
1 min ago
24 mins ago
1-3days
£ 52.27GBPshow more
€10,259.70EUR
24 mins ago
1 min ago
2-3days
£ 54.33GBPshow more
€10,257.39EUR
1 min ago
2 hrs ago
1days
£ 78.70GBPshow more
€10,229.84EUR
2 hrs ago
yesterday
Varies
£ 91.93GBPshow more
€10,214.49EUR
yesterday
1 min ago
2days
£ 109.31GBPshow more
€10,195.48EUR
1 min ago
1 min ago
1-3days
£ 122.45GBPshow more
€10,180.80EUR
1 min ago
1 min ago
0-2days
£ 161.32GBPshow more
€10,137.60EUR
1 min ago
yesterday
Up to 1days
£ 162.13GBPshow more
€10,136.70EUR
yesterday
52 mins ago
Varies
£ 180.06GBPshow more
€10,116.90EUR
52 mins ago
2 days ago
Varies
£ 213.23GBPshow more
€10,080.49EUR
2 days ago
53 mins ago
Varies
£ 213.80GBPshow more
€10,079.86EUR
53 mins ago
53 mins ago
Varies
£ 213.80GBPshow more
€10,079.86EUR
53 mins ago
3 days ago
Varies
£ 217.99GBPshow more
€10,074.88EUR
3 days ago
2 days ago
1-2days
£ 254.20GBPshow more
€10,035.85EUR
2 days ago
2 days ago
2days
£ 255.86GBPshow more
€10,034.05EUR
2 days ago
2 mins ago
Varies
£ 276.99GBPshow more
€10,001.96EUR
2 mins ago
2 days ago
Up to 2days
£ 338.53GBPshow more
€9,945.23EUR
2 days ago
51 mins ago
Varies
£ 396.68GBPshow more
€9,883.54EUR
51 mins ago
Showing 15 of 20 results

How we found the best ways to send money


Our database includes 27 secure providers. For your specific transfer of £9000 from GBP to EUR, we found 20 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more

Quick Verdict: The best ways to send money to Malta

CategoryWinnerKey Stats
💰Cheapest CostWiseTotal Fees:
£30.01
📈Best Exchange RateWiseRate:
1.1466
Fastest TransferWiseTime:
Instant-2 Days
Customer FavouriteTorFXTrustScore:
4.9/5

You can send money to Malta with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from the United Kingdom to Malta.

How to Send Money to Malta: Step-by-Step



The good news is that sending money to Malta is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to Malta in 5 simple steps:

  1. Choose a Money Transfer Service

    • Enter the amount of money you want to transfer into our comparison tool
    • Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
    • Consider user reviews and security features

  2. Register with your chosen provider

  3. Enter Recipient Details

    • Add the recipient’s full name and bank details or email, depending on the method

  4. Select Amount and Currency

    • Choose how much to send and the currency (e.g. GBP to EUR)
    • Review exchange rates and fees upfront

  5. Pay for Your Transfer

    • Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
    • Get confirmation and a tracking link if available
    • Notify your recipient if needed

You can send money from the United Kingdom to Malta using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

The cheapest way to send money to Malta

Of the 20 providers we found for sending money to Malta, here is how the top 5 stack up based on cost.

ProviderTotal CostExchange Rate
Wise
(Cheapest Option)
£30.011.1466
GBP to EUR
TorFX
(Runner Up)
£49.771.1403
GBP to EUR
CurrencyFair
(Alternative)
£52.271.1403
GBP to EUR
XE
(Alternative)
£54.331.1397
GBP to EUR
Xoom
(Alternative)
£78.71.1369
GBP to EUR

Why this matters

  • The Savings: Choosing Wise saves you 366.67 GBP compared to PayPal, which is the most expensive of the providers we reviewed.
  • The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
  • The Interbank Rate: The current true market rate is 1.14659.
Example: Most banks add a markup (often ~3%) to the market rate.

If the real rate is 1.14659, a bank might offer you a rate of roughly 1.18099, keeping the difference for themselves.

Finding alternative ways to transfer money to Malta shouldn't be hard. Review our full list of cheap ways to send money to Malta to help you with your search.

The fastest way to send money Malta

Of the 20 providers we found for sending money to Malta from the United Kingdom, here is how the top 5 stack up based on speed.

ProviderEstimated Time
Wise
(Fastest Option)
Instant-2 Days
Remitly
(Runner Up)
0-2 Days
Xoom
(Alternative)
0-1 Days
CurrencyFair
(Alternative)
1-3 Days
OFX
(Alternative)
1-3 Days

Speed comparison: banks vs digital providers

The fastest provider for transferring money to Malta is currently Wise, taking roughly Instant-2 Days.

Why is there such a big difference in speed?

  • Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
  • Transfer Specialists (usually faster): Companies like Wise often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.

If speed is your priority, avoiding traditional banks is usually the best strategy.

The best rated provider to transfer money to Malta

Of the 20 providers we found for transferring money to Malta, here is how the top 5 stack up based on user reviews from Trustpilot.

ProviderTrustScoreVolume
TorFX
(Best Rated)
4.9 / 5
(Excellent)
3501 reviews
Currencies Direct
(Runner Up)
4.8 / 5
(Excellent)
18246 reviews
Xoom
(Alternative)
4.7 / 5
(Excellent)
140860 reviews
Remitly
(Alternative)
4.6 / 5
(Excellent)
99268 reviews
HSBC
(Alternative)
4.5 / 5
(Excellent)
22144 reviews

How to read these reviews

When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.

The "Trust Factor":

A provider like TorFX with a score of 4.9 and 3501 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.

Exchange rate trend between GBP/EUR

As with many currencies, the GBP/EUR exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in the United Kingdom or Malta is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.

Right now, £1 buys €1.14659

1 GBP = 1.14659 EUR

Loading chart data...

Conclusion

When it comes to choosing the best provider for sending money to Malta from the United Kingdom, it really depends on what your needs are.

The cheapest provider shown in our comparison table is Wise. If the transfer time is what you're interested in, then Wise is also the fastest way to transfer money to Malta. Wise can get your money to your recipient to Malta in Instant-2 Days.

If safety is what interests you the most when it comes to picking the best international money transfer provider to Malta, then all the providers we listed above are regulated by different financial institutions and should be safe to send money to Malta with.

FAQs: sending money to Malta

What details are needed to send money to Malta?
Can I send international money transfers from the United Kingdom to Malta for free?
When is the best time to transfer money from the United Kingdom to Malta?
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How to send large amounts of money to Malta?
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How do I know if there any international money transfer limits in Malta?
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