Best ways to send money from Germany

We've compared the cheapest, fastest and safest ways to send money from Germany to the UK. Take a look at our comparison table and our detailed review below.

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Comparing 21 providers for your transfer of €10000 EUR to GBP

Provider
Trustpilot
Speed
Total cost
Amount received when sending €10,000
Go to provider
1 min ago
0-2days
€ 48.28EURshow more
£8,669.44GBP
1 min ago
1 min ago
1-3days
€ 51.91EURshow more
£8,666.50GBP
1 min ago
1 min ago
2-3days
€ 55.30EURshow more
£8,663.59GBP
1 min ago
1 min ago
2-3days
€ 60.36EURshow more
£8,659.23GBP
1 min ago
an hour ago
1days
€ 93.27EURshow more
£8,631.00GBP
an hour ago
21 mins ago
Varies
€ 98.28EURshow more
£8,626.56GBP
21 mins ago
1 min ago
Varies
€ 102.61EURshow more
£8,622.91GBP
1 min ago
1 min ago
0-2days
€ 106.15EURshow more
£8,620.00GBP
1 min ago
31 mins ago
Varies
€ 116.73EURshow more
£8,610.67GBP
31 mins ago
1 min ago
1-3days
€ 120.24EURshow more
£8,608.00GBP
1 min ago
1 min ago
2days
€ 121.46EURshow more
£8,606.96GBP
1 min ago
41 mins ago
Varies
€ 150.54EURshow more
£8,582.11GBP
41 mins ago
41 mins ago
Varies
€ 175.47EURshow more
£8,558.99GBP
41 mins ago
21 mins ago
Varies
€ 203.21EURshow more
£8,538.00GBP
21 mins ago
31 mins ago
Varies
€ 205.17EURshow more
£8,532.86GBP
31 mins ago
41 mins ago
Varies
€ 227.81EURshow more
£8,514.06GBP
41 mins ago
31 mins ago
Varies
€ 301.61EURshow more
£8,454.70GBP
31 mins ago
11 mins ago
Varies
€ 384.75EURshow more
£8,386.40GBP
11 mins ago
2 days ago
Varies
€ 403.94EURshow more
£8,372.13GBP
2 days ago
20 mins ago
Varies
€ 421.13EURshow more
£8,359.32GBP
20 mins ago
Showing 15 of 21 results

How we found the best ways to send money


Our database includes 27 secure providers. For your specific transfer of €10000 from EUR to GBP, we found 21 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more

Quick Verdict: The best ways to send money from Germany to the UK

CategoryWinnerKey Stats
💰Cheapest CostUniCreditTotal Fees:
£18.65
📈Best Exchange RateWiseRate:
0.8711
Fastest TransferWiseTime:
Instant-2 Days
Customer FavouriteCurrencies DirectTrustScore:
4.9/5

You can transfer money from Germany with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from Germany to the UK.

How to send money from Germany: Step-by-Step



The good news is that sending money from Germany is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money from Germany in 5 simple steps:

  1. Choose a Money Transfer Service

    • Enter the amount of money you want to transfer into our comparison tool
    • Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
    • Consider user reviews and security features

  2. Register with your chosen provider

  3. Enter Recipient Details

    • Add the recipient’s full name and bank details or email, depending on the method

  4. Select Amount and Currency

    • Choose how much to send and the currency (e.g. EUR to GBP)
    • Review exchange rates and fees upfront

  5. Pay for Your Transfer

    • Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
    • Get confirmation and a tracking link if available
    • Notify your recipient if needed

You can send money to the UK from Germany using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

The cheapest way to transfer money from Germany

Of the 21 providers we found for sending money from Germany to the UK, here is how the top 5 stack up based on cost.

ProviderTotal CostExchange Rate
UniCredit
(Cheapest Option)
£18.650.8711
EUR to GBP
Wise
(Runner Up)
£48.280.8711
EUR to GBP
CurrencyFair
(Alternative)
£51.910.8669
EUR to GBP
TorFX
(Alternative)
£55.30.8664
EUR to GBP
XE
(Alternative)
£60.360.8659
EUR to GBP

Why this matters

  • The Savings: Choosing UniCredit saves you 402.48 EUR compared to PayPal, which is the most expensive of the providers we reviewed.
  • The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
  • The Interbank Rate: The current true market rate is 0.87115.
Example: Most banks add a markup (often ~3%) to the market rate.

If the real rate is 0.87115, a bank might offer you a rate of roughly 0.89728, keeping the difference for themselves.

Finding alternative ways to transfer money from Germany shouldn't be hard. Review our full list of cheap ways to transfer money from Germany to help you with your search.

The fastest way to transfer money from Germany

Of the 21 providers we found for sending money from Germany to the UK, here is how the top 5 stack up based on speed.

ProviderEstimated Time
Wise
(Fastest Option)
Instant-2 Days
Remitly
(Runner Up)
0-2 Days
Xoom
(Alternative)
0-1 Days
CurrencyFair
(Alternative)
1-3 Days
OFX
(Alternative)
1-3 Days

Speed comparison: banks vs digital providers

The fastest provider for transferring money from Germany is currently Wise, taking roughly Instant-2 Days.

Why is there such a big difference in speed?

  • Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
  • Transfer Specialists (usually faster): Companies like Wise often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.

If speed is your priority, avoiding traditional banks is usually the best strategy.

The best rated provider to transfer money from Germany

Of the 21 providers we found for transferring money from Germany, here is how the top 5 stack up based on user reviews from Trustpilot.

ProviderTrustScoreVolume
Currencies Direct
(Best Rated)
4.9 / 5
(Excellent)
18232 reviews
TorFX
(Runner Up)
4.9 / 5
(Excellent)
3501 reviews
Xoom
(Alternative)
4.7 / 5
(Excellent)
140202 reviews
Remitly
(Alternative)
4.6 / 5
(Excellent)
99020 reviews
XE
(Alternative)
4.4 / 5
(Excellent)
82196 reviews

How to read these reviews

When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.

The "Trust Factor":

A provider like Currencies Direct with a score of 4.9 and 18232 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.

Exchange rate trend between EUR/GBP

As with many currencies, the EUR/GBP exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in Germany or the UK is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.

Right now, €1 buys £0.87115

1 EUR = 0.87115 GBP

Loading chart data...

Conclusion

When it comes to choosing the best provider for sending money from Germany to the UK, it really depends on what your needs are.

The cheapest provider shown in our comparison table is UniCredit. If the transfer time is what you're interested in, then Wise is the fastest way to transfer money to the UK. Wise can get your money to your recipient in the UK in Instant-2 Days.

If safety is what interests you the most when it comes to picking the best international money transfer provider from Germany, then all the providers we listed above are regulated by different financial institutions and should be safe to send money from Germany with.

FAQs: sending money from Germany

What details are needed to send money to the UK?
Can I send international money transfers from Germany to the UK for free?
When is the best time to transfer money from Germany to the UK?
What is the best way to send large amounts of money to the UK from Germany?
How to send large amounts of money to the UK?
How do I know if there is an international bank transfer fee for the UK?
How do I know if there any international money transfer limits to the UK?
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