Best ways to send money from Europe

Q: What details are needed to send money to the UK?

The details you'll need to send money internationally from Europe to the UK may vary by provider, and based on the value of the transfer. At a minimum, whenever you make an international bank transfer you will typically be asked for: Sort code Account number

Q: Can I send international money transfers from Europe to the UK for free?

You can't send money to the UK from Europe for free. International transfers cost providers money to arrange, so there's always a fee somewhere to make sure that the business covers its costs and generates profit. However, many providers choose to make the fees you pay trickier to spot by adding them into the exchange rates used for transfers.

Q: When is the best time to transfer money from Europe to the UK?

There is no official best time to send money from Europe to the UK and that depends on a variety of factors such as when you need to send money or when you want the funds to be received. It’s also going to depend on a variety of other factors such as, the time when you send money or the fees you are offered by providers or banks.

Q: What is the best way to send large amounts of money to the UK from Europe?

When you’re sending a high value payment it’s especially important to do your research and find a provider which is safe and which offers low fees and great exchange rates. It’s also well worth comparing some providers based on transfer times, as the delivery time can also vary pretty widely. Some international money transfer services offer discounts for high value transfers, either through lower fees or a better exchange rate. Use the Exiap cost comparison calculator to make sure you’re getting the very best deal available for your specific transfer.

Q: How to send large amounts of money to the UK?

While sending a high value payment works very similarly to sending any other transfer overseas, the provider may require additional information to verify the payment. You might be asked to prove the source of the funds, for example, to comply with local and international financial services legislation. If you’re sending a large amount of money you’ll also need to make sure the provider you’ve picked can support the amount, as maximum payment limits may apply.

Q: How do I know if there is an international bank transfer fee for the UK?

To send money to the UK using one of the international money transfer providers in our tables, the fees range from 48.28 EUR with Wise to 442.16 EUR with PayPal (but the fee could be even higher with a bank). The exact cost depends a lot on where you’re sending money, how much you’re sending, how you want to pay, and how you want the payment to be received. Typically sending money directly to a recipient’s bank account using a specialist service can be done with fairly low costs, while traditional bank transfer fees can be higher. Paying for your transfer with either a credit card or cash can often mean the fees crank up, too. When you’re sending money internationally, don’t forget that the overall fee you pay can include the transfer fee, an extra charge wrapped up in the exchange rate used, and third party charges like a cash advance fee from your credit card issuer.

Q: How do I know if there any international money transfer limits to the UK?

There is no legal limit on how much money can be sent to or from Europe to the UK, although banks and other payment providers may impose their own limits. Money transfer limits can vary quite widely between providers, and may also change depending on how you want to fund your transfer. You could find different limits in place when you pay by card compared to paying using a bank transfer, for example.

We've compared the cheapest, fastest and safest ways to send money from Europe to the UK. Take a look at our comparison table and our detailed review below.

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Looking to send money from United Kingdom to Europe instead?

Comparing 20 providers for your transfer of €10000 EUR to GBP

Provider

Trustpilot

Speed

Total cost

Amount received when sending €10,000

Go to provider

The Best Deal

10 mins ago

277,324 Reviews

4.3

0-2days

€ 48.28EURshow more

£8,643.07GBP

10 mins ago

Category	Winner	Key Stats
💰Cheapest Cost	Wise	Total Fees: £48.28
📈Best Exchange Rate	Wise	Rate: 0.8685
⚡Fastest Transfer	Wise	Time: Instant-2 Days
⭐Customer Favourite	TorFX	TrustScore: 4.9/5

Provider	Total Cost	Exchange Rate
Wise (Cheapest Option)	£48.28	0.8685 EUR to GBP
BBVA (Runner Up)	£50.6	0.8671 EUR to GBP
TorFX (Alternative)	£59.36	0.8634 EUR to GBP
XE (Alternative)	£64.42	0.8629 EUR to GBP
CurrencyFair (Alternative)	£65.47	0.8631 EUR to GBP

Provider	Estimated Time
Wise (Fastest Option)	Instant-2 Days
Remitly (Runner Up)	0-2 Days
Xoom (Alternative)	0-1 Days
CurrencyFair (Alternative)	1-3 Days
OFX (Alternative)	1-3 Days

Provider	TrustScore	Volume
TorFX (Best Rated)	4.9 / 5 (Excellent)	3509 reviews
Currencies Direct (Runner Up)	4.8 / 5 (Excellent)	18303 reviews
Xoom (Alternative)	4.7 / 5 (Excellent)	144348 reviews
Remitly (Alternative)	4.6 / 5 (Excellent)	100172 reviews
CurrencyFair (Alternative)	4.5 / 5 (Excellent)	10392 reviews

Best ways to send money from Europe

How we found the best ways to send money

Quick Verdict: The best ways to send money from Europe to the UK

How to send money from Europe: Step-by-Step

The cheapest way to transfer money from Europe

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The fastest way to transfer money from Europe

Speed comparison: banks vs digital providers

The best rated provider to transfer money from Europe

How to read these reviews

Exchange rate trend between EUR/GBP

Conclusion

FAQs: sending money from Europe